TallyMoney is a monetary revolution

How do you buy gold with TallyMoney?

It’s as simple as:

  • Download our app
  • Get your TallyMoney account & TallyMoney Debit Mastercard®
  • Transfer funds to your TallyMoney Account (from £1 to £1M+), and your transfer automatically converts to physical gold
  • You now own real gold

But TallyMoney is so much more…

your gold is also totally usable, it’s digital gold!

Illustrative graphic showing the step-by-step process of how to buy gold with TallyMoney. The image highlights key steps such as signing up, funding the account, and purchasing gold seamlessly through the app, emphasizing simplicity and convenience.

Use your digital gold the way you want

  • ZERO FEES when making payments!
  • Transfer out into fiat currency instantly, 24/7 
(but why would you want to?)
  • Spend it worldwide using your TallyMoney debit Mastercard 
(yes, actual gold, used like everyday money)
  • Withdraw cash from ATM’s globally

Bish, bash, dosh!


Illustrative graphic showing the step-by-step process of how to buy gold with TallyMoney. The image highlights key steps such as signing up, funding the account, and purchasing gold seamlessly through the app, emphasizing simplicity and convenience.

Why trust us?
Because we're built different

Our vision is Sound Money for a Brighter Future. So we genuinely designed money that works in the best interests of customers and society. Which is why we also strive for total customer security not because we’re forced to, but because we want to. Here’s what that looks like:


  • Your gold = actually yours! We don’t use, lend, invest or touch your gold. 
(Not like your bank account where banks use your deposits to generate their profits)
  • Swiss vault security. Your gold sits in a Brinks vault in Switzerland (yeah, those Brinks – the 159-year-old security legends)
  • Fully protected. Every milligram is 100% insured (forget the banks’ £85k limit nonsense)
  • Future proof. Even in the unlikely case that we ceased trading, you’d get your money back in 14 days (less a 1% admin cost). Want the nitty gritty? Here’s our FCA-registered Security Trustee policy. Because we love transparency.


Our partners: LBMA (London Bullion Market Association) accredited members: StoneX (gold acquiring) and Brinks (gold vaulting), statutory audit firm PKF (who conduct reconciliations of our daily gold bullion inventory), E-Money Institution Transact Pay, who operate as our Principal Member of Mastercard®.

Since 2019, we've helped thousands of Brits escape to financial freedom

Phil D
Amazing, I can purchase physical gold in less than 60 seconds.
Remisummer
Such a great alternative way to bank.
Mark S
Absolutely fantastic. Literally changing the landscape of finance as we know it.
Robin W
Like a high street bank only better. Small enough to care and big enough to cope.
Andrew B
It is an excellent app to save money in gold. I have had an account for 15 months, and the value has gone up by nearly 20%.

Download the TallyMoney app NOW and start enjoying all the benefits of Britain's new digital gold standard

Your money's value is being robbed (by inflation)

While you get pennies in interest, inflation’s eating your savings alive. But you can break free…

TallyMoney = Your golden bridge to financial freedom 


Why gold? Because It:

  • Actually protects your wealth
  • Can’t be printed
  • Has protected wealth for over 5,000 years
  • Is yours. Actually yours. Not the bank’s

With TallyMoney you get all that without the risk of storing your own gold.

TallyMoney is so much more… it’s not just gold you own, it’s gold you can use—real, spendable digital gold that works as hard as you do!

See how gold's smashed the pound?
That's your wealth protection in action

See how gold's smashed the pound? That's your wealth protection in action

Line graph comparing gold appreciation and GBP depreciation from 2005 to 2023, starting at a base value of 100. The gold line shows a significant upward trend, reaching over 800, while the GBP line shows a gradual decline below the base value, highlighting gold’s growth versus the pound’s depreciation over time.
Illustrative graphic showing the step-by-step process of how to buy gold with TallyMoney. The image highlights key steps such as signing up, funding the account, and purchasing gold seamlessly through the app, emphasizing simplicity and convenience.

How TallyMoney actually works?

Your money’s great escape: From bank notes to gold bars 
(Steve McQueen would’ve been proud)


  1. First things first: we’ve got actual gold bullion* (none of that paper-promise nonsense) locked up tight in a Brinks vault in Switzerland. Yeah, those Brinks – the security legends who’ve been protecting valuables since Queen Victoria was on the throne.

  2. You send your pounds to your TallyMoney account (bye-bye, inflation-addicted fiat!).

  3. We use the global gold spot price to instantly turn your currency into its weight in gold. No hidden or fuzzy exchange rates, just the real market gold price + 1.49% Flat FX & Gold Handling fee. Wondering about the gold price in UK per gram? 
  4. Simple maths: 1 milligram of physical gold = 1 tally (we keep it decimal because it was good enough for Dewey and, let’s face it, no one wants to faff about with troy ounces).

  5. That’s it! Your app shows your balance in tally, but remember – those aren’t just numbers on a screen. That’s your solid gold, sitting pretty in Switzerland.

Think of it like this: While the pound is like a promise written in pencil (that keeps getting erased and rewritten for less), tally is carved in gold. Literally. 

*All Tally gold is sourced from LBMA-accredited providers because we’re rebels with a cause… and standards. Instead of tracking the gold price per kg, your money is directly converted based on the real-time global gold spot price.

The golden rule(s) bit

We firmly believe that real ownership means real access. Not ‘terms and conditions apply’ access. Not ‘please wait 3-5 business days’ access. Proper, instant, whenever-you-fancy-it access.

That’s why TallyMoney is proper instant-access, liquid, digital gold. No waiting around, no begging your bank manager, no nonsense:

What that means in real life:

  1. Fancy a coffee? Use your TallyMoney Mastercard. Boom – paid.
(Yes, you’re buying a flat white with gold. How cool is that?)

  2. Need cash? Use any Mastercard ATM worldwide or spend across the globe. ZERO fees from us, ZERO markup. 
(When you spend or withdraw, your gold converts instantly at the global spot price. No catches, no hidden charges – just straight-up Mastercard exchange rates. Because your money shouldn’t cost you… more money.)

  3. Want some money back in your bank? Just tap ‘transfer’ in the app. (Though after a while, you might wonder why you’d want to…)

    Zero faff. Zero waiting. Zero fees when you spend tally.

The money revolution bit: Sound money for a brighter future

Right, let’s talk about what REAL money looks like. Sound money (aka what money SHOULD be) needs three essential elements:

  1. A store of value:
    • Keeps its value over time.
    • Insulated from devaluation/inflation.
    • Actually rare and can’t be created out of thin air.

  2. Medium of exchange:
    • Easy to use for everyday transactions.
    • Widely accepted.
    • Can be transferred efficiently.

  3. Unit of account:
    • Works like a proper value-measuring stick (imagine if your ruler shrunk every year – mad, right?).
    • Splits nicely into useful bits.
    • Reliable enough to plan your future with.

Why does this matter? Because your hard graft deserves better than being turned into monopoly money by someone else’s grift. Every time your currency loses value (inflation) its stealing from your past work, which harms your present savings, and your future dreams.

The financial revolution bit TallyMoney is 'Sound Money'

We didn’t just stumble into this – we deliberately built TallyMoney to be what money should have been all along:

  1. Store of value
    • Your gold sits in a Swiss vault (not getting ‘quantitatively eased’ away)
    • Evidenced by 5,000 years of holding its value
    • Can’t be inflated by government whim and fingers on the ‘currency print’ button
  2. Medium of exchange
    • Spendable at 40+ million shops worldwide (thanks, Mastercard)
    • Currency converts instantly at market rates (no sneaky margins)
    • Moves as quickly as sending a text 
  3. Unit of account
    • 1 tally = 1mg of gold. Simple
    • Stable enough to actually plan your future with
    • Speaks every currency’s language (gold’s kind of a big deal everywhere)


This is why TallyMoney is so much more than just owning Gold – it’s a real financial revolution. We’re not just helping you own gold; we’re bringing back what money was always meant to be. Sound Money for a Brighter Future. Because your hard work and wealth deserve better than being slowly robbed by external forces.

Meet Cameron Parry, our Challenger-in-Chief

Meet the guy who wouldn’t accept being trapped in a ‘heads they win, tales we lose government-run monetary system that protects and benefits the financial institutions, to the detriment of the public. Where people’s deposits are constantly at risk, and losing value through inflation caused by central bankers and politicians. 

If necessity is the mother of invention, then frustration may be the roommate’s cousin of motivation. In any case, he decided to stop getting mad and start a new monetary system with sound money. Where deposits serve the depositor, where savings build wealth for savers, and transactions are made in a familiar way. And he called it TallyMoney.

The nitty gritty on fees because we love transparency

Image showing TallyMoney’s fee structure: £9 one-off activation fee, 1.49% flat FX rate and gold handling fee on deposits, 0.5% annual account keeping fee (minimum £3/month), and free spending, withdrawing, or transferring of gold.

Yes, we have fees. But unlike other financial institutions, we’ll tell you exactly what you’re getting, what the costs are and when they apply. Transparency and ease-of-use are core values for us. 

One-time activation fee: £9

  • Gets you your solid gold everyday account
  • Your award-winning TallyMoney debit Mastercard
  • Uncapped gold balance protection
  • Free transfers out, card payments and ATM withdrawals

Account keeping fee

  • Covers high security gold storage and security in Switzerland
  • Full insurance (every milligram of your sound-money is protected)
  • All the tech that makes your gold spendable
  • £3 p/m OR 0.5% p/a calculated daily and applied monthly 

That’s it. No hidden charges. No sneaky fees. No BS.

Image showing TallyMoney’s fee structure: £9 one-off activation fee, 1.49% flat FX rate and gold handling fee on deposits, 0.5% annual account keeping fee (minimum £3/month), and free spending, withdrawing, or transferring of gold.
Illustrative graphic showing the step-by-step process of how to buy gold with TallyMoney. The image highlights key steps such as signing up, funding the account, and purchasing gold seamlessly through the app, emphasizing simplicity and convenience.